How to Write Checks 

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Sample Checking Account Statement


Here is an example of a sample checking account statement that we use in the lesson plan.
Students would complete this on there own.
 
We build in mistakes for them to work on their problem solving skills.

 

 

 Balancing your checking account

 Every month the bank mails a Checking Account Statement to each customer.  Depending upon your bank you may receive the actual canceled checks or just a thumbnail copy of each.

 The bank statement shows deposits and credits, withdrawals and debits, and checks that are cashed. See example in Exercise 4.1.

 To balance your checking account against your check register, first review your canceled checks and make sure they are match the amount you wrote into your register.  In your register, put a "√ " check mark next to each returned check. Next, do the same for deposits and ATM withdrawals. Add your service fees and interest into your register.   Subtract any checks that have not been cashed (out standing).

 If you have questions, refer to the back page of your checking account statement.

 

HowtoWriteChecks.com  Checking Account Statement

 

Statement Dates: December 1 - 31

 

 

Your Name _______________________                                Date ________________

 

 

 

 

Account Summary for Checking Account Number: 10321547890

 

 

Starting Balance

+

Deposits

+

Interest Paid

-

Withdrawals

-

Service

Charges

=

Ending Balance

 

 

 

 

 

 

 

 

 

 

 

 $ 249.56

 

$ 200.00

 

$ 1.00

 

$ 403.89

 

$ 2.00

 

$ 44.67

 

 

 

 

 

 

 

 

 

 

 

 

Deposits and Credits for Checking Account Number: 10321547890

 

Date

Description

Amount

 

 

 

12- 06

Deposit - check

$   75.00

12-13

Deposit -check

$ 125.00

12-31

Interest credit

$     1.00

 

 

 

 

 

Withdrawals and Debits for Checking Account Number: 10321547890

 

Date

Description

Amount

 

 

 

12-9

ATM withdrawal - 112 Main St.

$ 30.00

12-23

ATM withdrawal - Jewel / Osco # 1234

$ 20.00

12-31

ATM service charge

$   2.00

 

 

 

 

 

Checks for Checking Account Number: 10321547890

                                               

 

Date

Check Number

Amount

 

Date

Check Number

Amount

 

 

 

 

 

 

 

12-1

100

9.25

 

12-4

101

45.50

12-4

102

116.00

 

12-7

103

23.75

12-8

104

7.50

 

12-10

105

17.50

12-10

106

41.57

 

12-16

107

23.68

12-21

108

23.23

 

12-23

109

45.91

 

 

 

 

 

 

 

 

 

More about the Check Writing Lesson Plan

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